Financing | 8 of 11 | Three Points About Mortgage Points

Hi, my name is [your name here]. I am a Realtor here in [your city here]. As you get deeper into the loan process your lender may bring up points, or discount points, or lender credits. A point is 1% of the loan amount and you can either choose not to have points involved with your loan. You can choose to pay for points to get a lower interest rate. Or you can have the lender give you points at the closing to help you pay for closing costs. Make sure to fully investigate the pros and cons of points with your loan officer if you are considering this direction. Thanks for being here, and make sure to check out the MORE FROM [your name here] button on this page for more great content. And if you are a homeowner, claim your free home management system below by clicking the FREE HOME MANAGEMENT SOFTWARE button at the bottom of this page. There is a video there that will explain what I am giving you, so take a look. And if you are watching this on YouTube, then subscribe, click the bell, and look for the link in the description to find the page I am talking about so you can get your free home management software! Thanks so much again and feel free to pass this along to your friends, neighbors and even your work colleagues if they need my help. Have a great day and happy house hunting! Bye!