Financing | 7 of 11 | Making Down Payments Work for You

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Feel free to copy and paste the content below into your teleprompter for use with the BellaRuby Content Marketing Solution.

Hi, my name is [your name here]. I am a Realtor here in [your city here].

For many borrowers, putting down 20% or more on your mortgage is either not an option, or just doesn’t make sense from a cash flow perspective.

Here are a few things to know about your down payment:

First, if you put down 20% or more you will likely get a more favorable rate.

Second, if you put down less, that’s ok.. But you will most likely have to pay PMI, which stands for private mortgage insurance.

If you find a loan that advertises “No PMI” with less than 20% down, make sure to ask about the higher rate you will pay as a result.

FHA and VA loans are backed by the government, and may be a good fit if you are putting down on less than 20%.

Finding a good lender will help shed a better light on all of this. 

Thanks for being here, and make sure to check out the MORE FROM [your name here] button on this page for more great content.

And if you are a homeowner, claim your free home management system below by clicking the FREE HOME MANAGEMENT SOFTWARE button at the bottom of this page.

There is a video there that will explain what I am giving you, so take a look.

And if you are watching this on YouTube, then subscribe, click the bell, and look for the link in the description to find the page I am talking about so you can get your free home management software!

Thanks so much again and feel free to pass this along to your friends, neighbors and even your work colleagues if they need my help.

Have a great day and happy house hunting!


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